an ATM attached to the outside of a Nationwide branch - your cheque will be deposited when the branch next service the ATM. Lodging a bounce cheque complaint is not limited to 6 month period; such period can be up to 5 years counting from the date the drawer gives the cheque to … the Post Office), may take longer to arrive at the other bank for payment. A cheque is valid for as long as the debt between the two parties (i.e. Exactly how long a check is good for varies depending upon the check. A certified check is a type of check for which the issuing bank guarantees that enough cash will be available when the recipient decides to use the check. The probability of the class getting an A- average on one of his tests is 8%.? how long is a cheque valid for? When you write a cheque, you're the payer and the receiver of the cheque is the payee. If it turns out that the cheque is a fake, or the person doesn’t have enough money to pay, it might be difficult to get hold of the money. Either pay it into your account and see if it doesn't get picked up as too out of date. In case of companies’ cheuqeus the drawer of the cheque remains legally liable for the cheque’s validity even after he leaves the company. I think a client made it out as part payment along with another bank cheque, which obviously got lodged. that a stop be placed on it.Cheques backed by a cheque guarantee card cannot be stopped. The topic ‘Just found an old cheque – will I get the money?’ is closed to new replies. The cheque was from a business account that had been effectively dormant for more than six months. What is the percent yield of copper in this reaction? Make sure you: Although the funds are available for you to withdraw against this does not mean that the cheque has fully cleared for 'certainty' and cheques can still be returned unpaid. Dismiss, Viewing 17 posts - 1 through 17 (of 17 total). Explain that the check was misplaced and is now outside the expiration period, but you need to cash it. From October 2017, cheques will start to clear much faster than the current six days' waiting time. Premier Partners for Singletrack issues & exclusive subscriber perks, Metcheck MTB Weather Forecasts At A Glance, Singletrack Cycle Of Good Inner Tube Belt, Singletrack Lockdown 2020 426ml Coffee Mug, Editor’s Choice Awards 2020 – Amanda’s Pick, The Museum of Cycling Curiosities – The Plus Size Brompton, The Self Improvement Edition: Fresh Goods Friday 532, This topic has 16 replies, 14 voices, and was last updated. Join Yahoo Answers and get 100 points today. students get pizza if they earn an A- average on any test. Think that if they didn't increase the amount and cheque was somehow out of date, wouldn't be a problem getting them to reissue. Personal checks are typically good for 6 months (180 days), but business checks, government checks, U.S. Treasury checks, cashier’s checks, money orders, and traveler’s checks are different. Good luck with your claim! Not a life changing amount of money – only a hundred quid – issued as a Building Society cheque – i.e. Classifieds Rules If you have a cheque dated 6 months or more ago it may not clear and you should contact the issuer of that cheque and ask for a replacement. Currently, these instruments are valid for six months from the date of issue. In-line with industry best practice, cheques that are paid into or written from your account are usually honoured for up to 6 months. The cheque was from a business account that had been effectively dormant for more than six months. Login/cookie issues? Any input on this would be appreciated. Cheques backed by a Cheque Guarantee Card cannot be stopped. tell HSBC to bugger off and get them to cash it. Other than that, they are possibly stale if there's insufficient cash to cover the check composed. Your cheque will clear after another 2 working days. They will see from their bank statements that the cheque is still outstanding, so they shouldn't object to issuing a new cheque. I have paid in personal cheques from relatives over 6m old. This process often takes several weeks and can be expensive as it is done on a cheque-by-cheque basis. It is recommended that, if possible,customers in possession of cheques that are over six months old obtain a replacement.